API Reference

Loan Installment Inquiry API

This API allows inquiry of two types of use cases – pre loan booking and post loan booking. In case of post loan booking existing open or in-progress loan account details can be responded along with complete repayment schedule. For pre loan booking case, the issuer can inquire the installment details even before actual loan booking for a specific cardholder for the specific type of loan. Both API request and response are encrypted and the method is same for both request and response attributes. Refer to the Message Level Security - AES Encryption section in the CR+ REST API Security Requirements attachment document for detailed information on encryption of JSON payload. It is applicable for credit product issued on Pine Labs platform.

HTTP Status and Response Status Matrix

  • HTTP Code: This is the response status code issued by a server in response to a client's request made to the server.
  • Error Code: This is the error code returned by Credit+ Issuing application in the ‘code’ field of the response message indicating if the request was processed successfully or failed.
  • Reason: This is the description of the error code returned by Credit+ Issuing application.
HTTP CodeError CodeReason
400RECORD_NOT_FOUNDEither Loan Type or Loan Amount or Number of Instalments Should Be Mandatory
400RECORD_NOT_FOUNDEntered Device number or Card Pack Id is Invalid
400RECORD_NOT_FOUNDDevice plan code and Program code is mandatory for CNA
400ALIAS_CAPABILITY_NOT_ENABLEDAlias capability not enabled
400UNIQUE_RECORD_NOT_FOUNDMultiple records found for given search criteria for CNA
400RECORD_NOT_FOUNDEntered Values Data is not found for CNA
400DEVICE_STATUS_NOT_SUPPORTEDDevice, Operation not permitted
400INVALID_FIELD_VALUEWallet Admin and Unpaid Status should Be Normal
400INVALID_FIELD_VALUELoan Plan Code and Loan Type combination should be Unique
400RECORD_NOT_FOUNDNo matching Loan plan found with input values
400INVALID_FIELD_VALUELoan Booking Date Should Be More Than The Institution Date
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