API Reference

Transfer Debit

This API is used to process transfer debit transactions in Credit+ Issuing system. It can also be consumed by the Acquiring institutions, if enabled through the requisite system parameter on processing center level.

NOTE: The API, if sent with Card Number Alias (CNA), will fetch the corresponding associated device for further processing only if DEVICE _STATUS_CODE = NORMAL (0) OR (DEVICE_STATUS_CODE = UPGRADE (9) AND UPGRADE_STATUS = 1).

HTTP Status and Response Status Matrix

  • HTTP Code: This is the response status code issued by a server in response to a client's request made to the server.
  • Error Code: This is the error code returned by Credit+ Issuing application in the ‘code’ field of the response message indicating if the request was processed successfully or failed.
  • Reason: This is the description of the error code returned by Credit+ Issuing application.
  • Details: This is the detailed description of the error code returned by Credit+ Issuing application
HTTP CodeError CodeReasonDetails
400997Transaction Type field is invalid.
400100Do Not Honour.
400-1Incorrect result size: expected 1, actual 0.
400991Form Factor Not Supported CNA.
400991Form Factor Not Supported CPI.
403900User Or Bank does not support API.
400119Transaction not permitted.
400200CAPTURE CARD.
400107REFER TO CARD ISSUER.
403900Bank Not Registered.
500INVCHA002Channel Error-Invalid channel - 21.
500INVCHA001Invalid channel - 21.
400997Channel field must be numeric.
400997Channel field value must have size 2.
400905Invalid CVV2, DOB, Expiry date or Old Pin.
400994Invalid Encryption-Algorithm header value.
400994Invalid Encryption Request Parameters.
400994Cryptography error.
500920PIN change operation is not permitted.
500TRANSACTION_PROCESSING_TIMEOUTThe transaction processing has got timed out. Please try after some time.A reversal entry would be created for the transaction only if the processing is successful.
500TRANSACTION_PROCESSING_FAILUREThe transaction cannot be processed. Please try after some time.
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