Error Codes


If an error occurs during the processing of the transaction, the response format will contain a single string indicating that an error occurred. All Response Error Messages begin with an ERROR! identifier. Therefore, it is important for the developer to first examine the actual response message string to determine if an error occurred.

The following table contains the known error codes and their descriptions:

Error CodeError Description
IPAY0100017Inactive terminal
IPAY0100019Invalid log in attempt
IPAY0100021Missing currency
IPAY0100024Invalid amount
IPAY0100026Invalid language id
IPAY0100027Invalid track id
IPAY0100028Invalid user defined field1
IPAY0100029Invalid user defined field2
IPAY0100030Invalid user defined field3
IPAY0100031Invalid user defined field4
IPAY0100032Invalid user defined field5
IPAY0100033Terminal action not enabled
IPAY0100034Currency code not enabled
IPAY0100035Problem occurred during merchant hashing process
IPAY0100036UDF Mismatched
IPAY0100037Payment id missing
IPAY0100038Unable to process the request
IPAY0100039Invalid payment id
IPAY0100040Transaction in progress in another tab/window
IPAY0100041Payment details missing
IPAY0100042Transaction time limit exceeds
IPAY0100043IP address is blocked already
IPAY0100044Problem occurred while loading payment page
IPAY0100045Denied by Risk
IPAY0100046Payment option not enabled
IPAY0100047Payment Page validation failed due to invalid Order Status
IPAY0100048Cancelled
IPAY0100049Transaction declined due to exceeding OTP attempts
IPAY0100050Invalid terminal key
IPAY0100051Missing terminal key
IPAY0100052Problem occurred during merchant response encryption
IPAY0100053Problem occurred while processing direct debit
IPAY0100054Payment details not available
IPAY0100055Invalid Payment Status
IPAY0100056Instrument not allowed in Terminal and Brand
IPAY0100057Transaction denied due to invalid processing option action code
IPAY0100058Transaction denied due to invalid instrument
IPAY0100059Transaction denied due to invalid currency code
IPAY0100060Transaction denied due to missing amount
IPAY0100061Transaction denied due to invalid amount
IPAY0100062Transaction denied due to invalid Amount/Currency
IPAY0100063Transaction denied due to invalid track ID
IPAY0100064Transaction denied due to invalid UDF1
IPAY0100065Transaction denied due to invalid UDF2
IPAY0100066Transaction denied due to invalid UDF3
IPAY0100067Transaction denied due to invalid UDF4
IPAY0100068Transaction denied due to invalid UDF5
IPAY0100069Missing payment instrument
IPAY0100070Transaction denied due to failed card check digit calculation
IPAY0100071Transaction denied due to missing CVD2
IPAY0100072Transaction denied due to invalid CVD2
IPAY0100073Transaction denied due to invalid CVV
IPAY0100074Transaction denied due to missing expiry year
IPAY0100075Transaction denied due to invalid expiry year
IPAY0100076Transaction denied due to missing expiry month
IPAY0100077Transaction denied due to invalid expiry month
IPAY0100078Transaction denied due to missing expiry day
IPAY0100079Transaction denied due to invalid expiry day
IPAY0100080Transaction denied due to expiration date
IPAY0100081Card holder name is not present
IPAY0100082Card address is not present
IPAY0100083Card postal code is not present
IPAY0100084AVS Check: Fail
IPAY0100085Electronic Commerce Indicator is invalid
IPAY0100086Transaction denied due to missing CVV
IPAY0100087Card pin number is not present
IPAY0100088Empty mobile number
IPAY0100089Invalid mobile number
IPAY0100090Empty MMID
IPAY0100091Invalid MMID
IPAY0100092Empty OTP number
IPAY0100093Invalid OTP number
IPAY0100094Sorry, this instrument is not handled
IPAY0100095Terminal inactive
IPAY0100096IMPS for Institution Not Active for Transaction request, Institution
IPAY0100097IMPS for Terminal Not Active for Transaction request, Terminal
IPAY0100098Terminal Action not enabled for Transaction request, Terminal "termid", Tran Action: "action"
IPAY0100099Terminal Payment Instrument not enabled for Transaction request, Terminal "termid", Tran Instrument: "PAYMENT_INSTRUMENT"
IPAY0100100Problem occurred while authorize
IPAY0100101Denied by risk: Risk Profile does not exist
IPAY0100102Denied by risk: Maximum Floor Limit Check - Fail
IPAY0100103Transaction denied due to Risk: Maximum transaction count
IPAY0100104Transaction denied due to Risk: Maximum processing amount
IPAY0100105Action type not supported by maestro brand
IPAY0100106Invalid payment instrument
IPAY0100107Instrument not enabled
IPAY0100108Perform risk check: Failed
IPAY0100109Invalid subsequent transaction, payment id is null or empty
IPAY0100110Invalid subsequent transaction, Tran Ref id is null or empty
IPAY0100111Card decryption failed
IPAY0100112Problem occurred in method loading original transaction data (card number, exp month / year) for orig_tran_id
IPAY0100113"transaction id" is a subsequent transaction, but original transaction id is invalid
IPAY0100114Duplicate Record
IPAY0100115Transaction denied due to missing original transaction id
IPAY0100116Transaction denied due to invalid original transaction id
IPAY0100117Transaction denied due to missing card number
IPAY0100118Transaction denied due to card number length error
IPAY0100119Transaction denied due to invalid card number
IPAY0100120Transaction denied due to invalid payment instrument for brand data
IPAY0100121Transaction denied due to invalid card holder name
IPAY0100122Transaction denied due to invalid address
IPAY0100123Transaction denied due to invalid postal code
IPAY0100124Problem occurred while validating transaction data
IPAY0100125Payment instrument not enabled
IPAY0100126Brand not enabled
IPAY0100127Problem occurred while doing validate original transaction
IPAY0100128Transaction denied due to Institution ID mismatch
IPAY0100129Transaction denied due to Merchant ID mismatch
IPAY0100130Transaction denied due to Terminal ID mismatch
IPAY0100131Transaction denied due to Payment Instrument mismatch
IPAY0100132Transaction denied due to Currency Code mismatch
IPAY0100133Transaction denied due to Card Number mismatch
IPAY0100134Transaction denied due to invalid Result Code
IPAY0100135Problem occurred while doing perform action code reference id (Validate Original Transaction)
IPAY0100136Transaction denied due to previous capture check failure (Validate Original Transaction)
IPAY0100137Transaction denied due to credit amount greater than auth amount check failure (Validate Original Transaction)
IPAY0100138Transaction denied due to capture amount versus auth amount check failure (Validate Original Transaction)
IPAY0100139Transaction denied due to void amount versus original amount check failure (Validate Original Transaction)
IPAY0100140Transaction denied due to previous void check failure (Validate Original Transaction)
IPAY0100141Transaction denied due to authorization already captured (Validate Original Transaction)
IPAY0100142Problem occurred while validating original transaction
IPAY0100143Transaction action is null
IPAY0100144ISO MSG is null. See log for more details
IPAY0100145Problem occurred while loading default messages in ISO Formatter
IPAY0100146Problem occurred while encrypting PIN
IPAY0100147Problem occurred while formatting purchase request in B24 ISO Message Formatter
IPAY0100148Problem occurred while hashing E-com PIN
IPAY0100149Invalid PIN Type
IPAY0100150Problem occurred while formatting Reverse purchase request in B24 ISO Message Formatter
IPAY0100151Problem occurred while formatting Credit request in B24 ISO Message Formatter
IPAY0100152Problem occurred while formatting authorization request in B24 ISO Message Formatter
IPAY0100153Problem occurred while formatting Capture request in B24 ISO Message Formatter
IPAY0100154Problem occurred while formatting Reverse Credit request in B24 ISO Message Formatter
IPAY0100155Problem occurred while formatting reverse authorization request in B24 ISO Message Formatter
IPAY0100156Problem occurred while formatting Reverse Capture request in B24 ISO Message Formatter
IPAY0100157Problem occurred while formatting vpas capture request in B24 ISO Message Formatter
IPAY0100158Host timeout
IPAY0100159External message system error
IPAY0100160Unable to process the transaction
IPAY0100161Merchant is not allowed for encryption process
IPAY0100162Problem occurred while validating IMPS
IPAY0100163Problem occurred during transaction
IPAY0100164Transaction Not Processed due to Wrong ECI value
IPAY0100165Transaction Not Processed due to Empty ECI value
IPAY0100166Transaction Not Processed due to Empty Authentication Status
IPAY0100167Transaction Not Processed due to Invalid Authentication Status
IPAY0100168Transaction Not Processed due to Empty Enrolment Status
IPAY0100169Transaction Not Processed due to Invalid Enrolment Status
IPAY0100170Transaction Not Processed due to invalid CAVV
IPAY0100171Transaction Not Processed due to Empty CAVV
IPAY0100172Problem occurred while converting amount
IPAY0100173Problem occurred while building refund request
IPAY0100174Problem occurred while calling Amex web service
IPAY0100175Problem occurred in refund process
IPAY0100176Decrypting transaction data failed
IPAY0100177Invalid input data received
IPAY0100178Merchant encryption enabled
IPAY0100179IVR not enabled
IPAY0100180Authentication not available
IPAY0100181Card encryption failed
IPAY0100182Vpas merchant not enabled
IPAY0100183Error occurred Due to byte PAReq is null
IPAY0100184Error occurred while Parsing PAReq
IPAY0100185Problem occurred while authentication
IPAY0100186Encryption enabled
IPAY0100187Customer ID is missing for Faster Checkout
IPAY0100188Transaction Mode (FC) is missing for Faster Checkout
IPAY0100189Transaction denied due to brand directory unavailable
IPAY0100190Transaction denied due to Risk: Maximum transaction count
IPAY0100191Denied by risk: Negative Card check - Fail
IPAY0100192Transaction Not Processed due to Empty XID
IPAY0100193Transaction Not Processed due to invalid XID
IPAY0100194Transaction denied due to Risk: Minimum Transaction Amount processing
IPAY0100195Transaction denied due to Risk: Maximum credit processing amount
IPAY0100196Transaction denied due to Risk: Maximum processing amount
IPAY0100197Transaction denied due to Risk: Maximum debit amount
IPAY0100198Transaction denied due to Risk: Transaction count limit exceeded for the IP
IPAY0100199Transaction denied due to previous credit check failure (Validate Original Transaction)
IPAY0100200Denied by risk: Negative BIN check - Fail
IPAY0100201Denied by risk: Declined Card check - Fail
IPAY0100202Error occurred in Determine Payment Instrument
IPAY0100203Problem occurred while doing perform transaction
IPAY0100204Missing payment details
IPAY0100205Problem occurred while getting PARES details
IPAY0100206Problem occurred while getting currency minor digits
IPAY0100207Bin range not enabled
IPAY0100208Action not enabled
IPAY0100209Institution config not enabled
IPAY0100210Problem occurred during veres process
IPAY0100211Problem occurred during pareq process
IPAY0100212Problem occurred while getting veres
IPAY0100213Problem occurred while processing the hosted transaction request
IPAY0100214Problem occurred while verifying tranportalID
IPAY0100215Invalid tranportalID
IPAY0100216Invalid data received
IPAY0100217Invalid payment detail
IPAY0100218Invalid brand id
IPAY0100219Missing card number
IPAY0100220Invalid card number
IPAY0100221Missing card holder name
IPAY0100222Invalid card holder name
IPAY0100223Missing cvv
IPAY0100224Invalid cvv
IPAY0100225Missing card expiry year
IPAY0100226Invalid card expiry year
IPAY0100227Missing card expiry month
IPAY0100228Invalid card expiry month
IPAY0100229Invalid card expiry day
IPAY0100230Card expired
IPAY0100231Invalid user defined field
IPAY0100232Missing original transaction id
IPAY0100233Invalid original transaction id
IPAY0100234Problem occurred while formatting Reverse Capture request in VISA ISO Message Formatter
IPAY0100235Problem occurred while formatting Reverse Credit request in VISA ISO Message Formatter
IPAY0100236Problem occurred while formatting Reverse Credit request in VISA ISO Message Formatter
IPAY0100237Problem occurred while formatting Reverse purchase request in VISA ISO Message Formatter
IPAY0100238Problem occurred while formatting Capture request in VISA ISO Message Formatter
IPAY0100239Problem occurred while formatting authorization request in VISA ISO Message Formatter
IPAY0100240Problem occurred while formatting Credit request in VISA ISO Message Formatter
IPAY0100241Problem occurred while formatting purchase request in VISA ISO Message Formatter
IPAY0100242RC_UNAVAILABLE
IPAY0100243NOT SUPPORTED
IPAY0100244Payment Instrument Not Configured
IPAY0100245Problem occurred while sending/receiving ISO message
IPAY0100246Problem occurred while doing perform ip risk check
IPAY0100247PARES message format is invalid
IPAY0100248Problem occurred while validating PARES message format
IPAY0100249Merchant response URL is down
IPAY0100250Payment details verification failed
IPAY0100251Invalid payment data
IPAY0100252Missing veres
IPAY0100253Problem occurred while cancelling the transaction
IPAY0100254Merchant not enabled
IPAY0100255External connection not enabled
IPAY0100256Payment encryption failed
IPAY0100257Brand rules not enabled
IPAY0100258Certification verification failed
IPAY0100259Problem occurred during merchant hashing process
IPAY0100260Payment option(s) not enabled
IPAY0100261Payment hashing failed
IPAY0100262Problem occurred during VEREQ process
IPAY0100263Transaction details not available
IPAY0100264Signature validation failed
IPAY0100265PARES validation failed
IPAY0100266Brand directory unavailable
IPAY0100267PARES status not successful
IPAY01002683d secure not enabled for the brand
IPAY0100269Invalid cards check digit
IPAY0100270pares not successful
IPAY0100271Problem occurred while formatting purchase request in MASTER ISO Message Formatter
IPAY0100272Problem occurred while validating xml message format
IPAY0100273Problem occurred while validation VERES message format
IPAY0100274VERES message format is invalid
IPAY0100275Problem occurred while formatting Credit request in MASTER ISO Message Formatter
IPAY0100276Problem occurred while formatting Reverse purchase request in MASTER ISO Message Formatter
IPAY0100277Problem occurred while formatting Reverse Credit request in MASTER ISO Message Formatter
IPAY0100278Problem occurred while formatting reverse authorization request in MASTER ISO Message Formatter
IPAY0100279Problem occurred while formatting Reverse Capture request in MASTER ISO Message Formatter
IPAY0100280Problem occurred while formatting Capture request in MASTER ISO Message Formatter
IPAY0100281Transaction Denied due to missing Master Brand
IPAY0100282Transaction Denied due to missing Visa Brand
IPAY0100283Problem occurred in determine payment instrument
IPAY0100284Invalid subsequent transaction, track id is null or empty
IPAY0100285Transaction denied due to invalid original transaction
IPAY0100286Unknown IMPS Tran Action Code encountered
IPAY0100287Terminal Action not enabled for Transaction request, Terminal
IPAY0100288Terminal Payment Instrument not enabled for Transaction request, Terminal: termId, Tran Instrument: instrument name
IPAY0100289Transaction denied due to Risk: Maximum credit amount
IPAY0200007Problem occurred while validating payment details
IPAY0200008Problem occurred while verifying payment details
IPAY0200009Problem occurred while getting payment details
IPAY0200010Problem occurred while updating payment details
IPAY0200011Problem occurred while getting IP block details
IPAY0200012Problem occurred while updating payment log IP details
IPAY0200013Problem occurred while updating description details in payment log
IPAY0200014Problem occurred during merchant response
IPAY0200015Problem occurred while getting terminal details
IPAY0200016Problem occurred while getting payment instrument
IPAY0200017Problem occurred while getting payment instrument list
IPAY0200018Problem occurred while getting transaction details
IPAY0200019Problem occurred while getting risk profile details
IPAY0200020Problem occurred while performing transaction risk check
IPAY0200021Problem occurred while performing risk check
IPAY0200022Problem occurred while getting currency
IPAY0200023Problem occurred while determining payment instrument
IPAY0200024Problem occurred while getting brand rules details
IPAY0200025Problem occurred while getting terminal details
IPAY0200026Problem occurred while getting transaction log details
IPAY0200027Missing encrypted card number
IPAY0200028Problem occurred while loading default institution configuration (Validate Original Transaction)
IPAY0200029Problem occurred while getting external connection details
IPAY0200030No external connection details for Extr Conn id
IPAY0200031Alternate external connection details not found for the alt Extr Conn id
IPAY0200032Problem occurred while getting external connection details for Extr Conn id
IPAY0200033Problem occurred while getting vpas log details
IPAY0200034Problem occurred while getting details from VPASLOG table
IPAY0200035Amex Payment log details not available
IPAY0200036Problem occurred while getting Amex payment log details
IPAY0200037Error occurred while getting Merchant ID
IPAY0200038Problem occurred while getting vpas merchant details
IPAY0200039Problem occurred while getting Faster Checkout details
IPAY0200040Problem occurred while performing card risk check
IPAY0200041Problem occurred while getting institution configuration
IPAY0200042Problem occurred while getting brand
IPAY0200043Problem occurred while getting bin range details
IPAY0200044Problem occurred while adding transaction log details
IPAY0200045Problem occurred while updating VPASLOG table
IPAY0200046Unable to update VPASLOG table, payment id is null
IPAY0200047Problem occurred while getting details from VPASLOG table for payment id
IPAY0200048Problem occurred while getting details from VPASLOG table
IPAY0200049Card number is null. Unable to update risk factors in negative card table & declined card table
IPAY0200050Problem occurred while updating risk in negative card details
IPAY0200051Problem occurred while updating risk in declined card table
IPAY0200052Problem occurred while updating risk factor
IPAY0200053Problem occurred while updating payment log currency details
IPAY0200054Problem occurred while inserting currency conversion currency details
IPAY0200055Problem occurred while updating currency conversion currency details
IPAY0200056Problem occurred while getting brand details
IPAY0200057Problem occurred while getting external connection details
IPAY0200058Problem occurred while updating message log 2fa details
IPAY0200059Problem occurred while updating vpas details
IPAY0200060Problem occurred while adding vpas details
IPAY0200061Problem occurred during batch 2fa process
IPAY0200062Problem occurred while getting brand rules details
IPAY0200063Problem occurred while updating payment log process code details
IPAY0200064Problem occurred while updating payment log process code and ip details
IPAY0200065Problem occurred while updating payment log description details
IPAY0200066Problem occurred while updating payment log instrument details
IPAY0200067Problem occurred while updating payment log udf Fields
IPAY0200068Problem occurred while validating IP address blocking
IPAY0200069Problem occurred while updating payment log card details
IPAY0200070Problem occurred while updating ipblock details
IPAY0200071Problem occurred during authentication
IPAY0200072Payment log details not available